PERMIT GUIDE · MIAMI-DADE & BROWARD

Miami-Dade roof permits, NOA and the hurricane zone, explained.

If you are repairing or replacing a roof in Miami-Dade or Broward, three terms come up quickly: the permit, the NOA and the HVHZ. Here is what each one means for your project.

Updated · By DOM Roofing Miami

Concept visualization of a Miami roof ridge detail
CONCEPT IMAGE / NOT A DOM PROJECT

THE SHORT VERSION

Key points

THE HVHZ

Where the High-Velocity Hurricane Zone applies.

The Florida Building Code defines the High-Velocity Hurricane Zone as Miami-Dade and Broward counties. Its roofing provisions, found in the HVHZ sections of the code's roof chapter, set stricter rules for materials, testing, fastening and installation than the rest of the state. The standards were strengthened after Hurricane Andrew struck South Miami-Dade in 1992.

Palm Beach County is not part of the HVHZ. Roofs there still have to meet Florida's wind-design requirements and use approved products, but the HVHZ-specific provisions do not apply. If you own property in both areas, do not assume the same specification works for both.

THE NOA

What a Miami-Dade Notice of Acceptance is.

A Notice of Acceptance (NOA) is a product approval issued through Miami-Dade County after the product passes the county's testing and review. It names the product, the approved uses and the installation method, including fastening patterns, underlayment and limits. The state also runs a Florida Product Approval system; for HVHZ use, the approval must cover the High-Velocity Hurricane Zone.

For a property owner, the practical point is this: the roof components on your permit should match approvals that cover them, and the crew should install them as those documents describe. Ask your contractor which approvals apply to the covering, underlayment and other key components.

THE PERMIT

Who issues it and what it involves.

Reroofing requires a building permit, and many repairs do too. In unincorporated Miami-Dade, such as Kendall, the county issues it. Incorporated cities, including Miami, Hialeah, Coral Gables, Doral and Miami Beach, run their own building departments. In Broward, each city has a building department and the county's Board of Rules and Appeals adopts local amendments. Confirm the jurisdiction for the exact address.

A roofing permit application typically includes the roof system, product approvals for its components, roof plan details and the licensed contractor responsible for the work. The building department then inspects the job at stages it sets, and the permit is closed only after the final inspection passes. Keep the closed permit with your property records; insurers and buyers may ask for it.

Reroofing a home can also trigger upgrades written into the Florida Building Code, such as re-nailing the roof deck or adding secondary water resistance, depending on the building and the code edition. Your permit reviewer and contractor determine which apply.

01

Confirm jurisdiction

City or county building department, based on the property address.

02

Match the approvals

Covering and components with approvals valid for the zone.

03

Pass the inspections

Stage inspections and a final inspection close the permit.

WHY IT MATTERS TO YOU

Permits protect the owner as much as the building.

An unpermitted roof can create problems when you sell, refinance or renew insurance, and it may have to be opened or redone to pass inspection later. A permitted, inspected roof with matching product approvals gives you a record of what was installed and how.

Before work starts, ask who will pull the permit, which approvals apply, how inspections will be scheduled and how you will receive the closed permit. If the job is a partial repair, also read the Florida 25 percent roof rule, which can decide whether a repair must be expanded.

SOURCES AND LIMITS

Where this information comes from

This guide is general information for South Florida property owners, not legal, insurance or engineering advice. Rules change; confirm current requirements with the building department, your insurer or a licensed professional for your property.

QUESTIONS WORTH ASKING

Miami-Dade Roof Permits, NOA and HVHZ Explained: Questions

Clear answers make it easier to choose the right next step for your property.

01Is Broward County in the HVHZ?

Yes. The Florida Building Code defines the High-Velocity Hurricane Zone as Miami-Dade and Broward counties.

02Is Palm Beach County in the HVHZ?

No. Palm Beach County roofs must meet Florida wind-design requirements and use approved products, but HVHZ-specific provisions do not apply.

03What does NOA mean on a roofing product?

It is a Miami-Dade Notice of Acceptance, a product approval that describes approved uses and installation for the High-Velocity Hurricane Zone.

04Do I need a permit to replace my roof in Miami-Dade?

Yes. Reroofing requires a permit from the city or county building department responsible for the address.

05Who pulls the roofing permit?

Normally the licensed contractor responsible for the work. Confirm in the proposal who pulls it and how you will receive the closed permit.

KEEP READING

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